Get paid by Orange Money MTN MoMo bank card in minutes.
Create a payment link, share it on WhatsApp, and get the money in your balance in real time. Withdraw to your Mobile Money or bank, refund in one click, all from a single dashboard.
- Payment links at no cost to you
- Sandbox to test risk-free
- Secure 3-D Secure card payments
Payment received
Orange Money · just now
Payment link
Available balance
+ 125 000 XAF
Your customers pay the way they want
Orange Money
MTN MoMo
Visa
Mastercard
3-D Secure
From payment to payout, without leaving LosPay
One tool to collect, track, refund and withdraw. No more juggling between several operators and spreadsheets.
One link, and you're paid
Generate a payment link in 10 seconds and share it by WhatsApp, SMS or email. Your customer picks Orange Money, MTN MoMo or their card. You follow the status live.
- ✓ No code, no integration
- ✓ Invoice and receipt sent by email
- ✓ Customer record created automatically
Accept cards
Visa and Mastercard on a secure payment page, with 3-D Secure authentication. No card data ever goes through your servers.
A wallet that works for you
Top up your balance by Mobile Money or card, transfer instantly to another LosPay account, withdraw to your saved beneficiaries.
Refund in one click
Full or partial refund, to the original Mobile Money number or card, confirmed with your PIN. Also available through the API.
Everything is tracked
Full history per customer and per site, PDF/CSV statements for your accounting, real-time notifications by email and in the app.
From sign-up to your first payment in 3 steps
Create your account
Sign up in 2 minutes, guided identity verification, confirmed email.
Share a link or connect your site
A payment link in one click, or sandbox API keys to integrate your application.
Get paid and withdraw
Follow your payments live, refund if needed, withdraw to Mobile Money or your bank.
A clean API you can test in sandbox
One call to trigger the payment, signed webhooks to get notified, and a full sandbox environment to validate your integration before going live.
- Separate sandbox and live keys
- Webhooks with secret and retry
- Refunds through the API
- Several sites, one key each
# Trigger a Mobile Money payment
curl -X POST https://YOUR_SANDBOX_URL/v1/pay \
-H "Authorization: Bearer YOUR_TOKEN" \
-H "Content-Type: application/json" \
-d '{
"amount": 5000,
"currency_code": "XAF",
"method": "orange_money",
"name": "Demo Customer",
"phone": "6XXXXXXXX"
}'
# → {"payment_id":"LPAPI…","status":"pending"}
Your money is protected at every step
PIN code on every outgoing payment
Withdrawals, transfers and refunds require your PIN, protected against repeated attempts.
Verified identity (KYC)
A guided process that unlocks live mode once your file is approved.
Card payments through Stripe
Card data never goes through LosPay; 3-D Secure enabled.
Encrypted secrets
API keys and webhook secrets are encrypted, signatures verified on every notification.
Clear pricing
Payment links are free for you. For the API integration, your fees drop automatically as your volume grows, with three tiers (Starter, Growth, Enterprise). No subscription, no hidden fees.
See all features →A team that responds
Support tickets and dispute handling built into your account, with a notification on every reply.
Frequently asked questions
Which payment methods can my customers use?
Orange Money, MTN Mobile Money and Visa and Mastercard bank cards. You enable the ones you want from your settings.
How much does a payment link cost?
Nothing for you: payment links are free for the merchant. Pricing only applies to the API integration, with tiers that decrease with your volume.
Can I test before going live?
Yes. A full sandbox environment is available from sign-up; live mode opens once your identity is verified.
How do I get my money?
From your balance, you withdraw to your saved Mobile Money beneficiaries, confirmed with your PIN.
Can I refund a customer?
Yes, in full or in part, from your account or through the API. The refund goes back to the original number or card.
Ready to receive your first payment?
Create your account for free and share your first payment link right away.